Categories: GOVERNMENT JOBS AND GENERAL WORKERS

How To Apply For a RDP House Easily

RDP Housing

RDP Housing In South Africa

RDP House statistics show that almost 20% of South African households consist of people living in government subsidised homes.

It therefore seems that the RDP housing system is a real solution for many people in South Africa, who do not earn enough to qualify for a normal home loan, to have in their own homes.

While this may be providing a solution for many, the waiting lists for RDP housing is significantly large & the quality of these type of low cost houses is often below standard with thin walls & leaking roofs with most of these type of complaints coming from the Western, Eastern & Northern Cape provinces.

However attention is being given to these issues by the authorities so it is definitely worth applying if you qualify.

Unfortunately it is not as simple as that, as to get an RDP housing application approved, the applicant may not earn more than a certain amount (R3000 per month) which means that people who earn more than the maximum to qualify for an RDP house but less than the required amount to qualify for a home loan, will have a difficult time in getting financing to buy any sort of house.

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RDP Housing Application – Quick & Easy

RDP Housing Application

Start your RDP housing application by contacting your ward councillor in your area.

To get your RDP house you will need to provide them with all the necessary documentation such as ID documents, proof of income etc.

RDP House Application Form Online

You can apply for a RDP house online in Cape Town, Durban or anywhere else in South Africa.

If you click here, or on the form above, it will take you to the RDP house application form PDF which you can complete & submit online.

A screening process is then performed & the successful candidates identified.

How Do I Check My Housing Status?

To check your RDP house online or to check your housing status you have these options.

Call 0800 146 873 to check your RDP housing status.
To check your RDP house online you can go to your municipality’s website to follow up on your RDP house.

RDP House Waiting List

Just remember that after you’ve registered for your RDP house, your name will on the RDP waiting list for houses in Gauteng.

You’ll also be on the provincial housing need register, & housing demand database, so that as &when housing projects are completed, hopefully your name will be included in those who are allocated a house.

Who Qualifies For RDP Houses

Those who fulfill the following criteria are those who qualify for RDP houses.

RDP Houses are only for South African citizens who have valid SA ID documents.
You must be over 21 years of age & have contractual capacity.
You must be married or live permanently with your partner or have dependents.
If you’re single you need to have financial dependents to qualify for a RDP house.
Your total household income cannot exceed R3500 per month
Aged persons who are single and are without financial dependents.
You must be a first time government subsidy recipient.
You need to be a first time home owner & cannot have owned property previously or currently anywhere in South Africa.
If you’re a single Military Veteran without financial dependent you qualify.

Please note that these conditions are subject to change at any time.

Furthermore, if an applicant’s income is higher than the maximum amount, the amount of the subsidy will decrease accordingly.

If the RDP housing application is approved the applicant will then receive the house together with the plot of land it is built on & all the relevant services in terms of water & electricity, sewerage etc.

A further subsidy can be applied for by the home owner, in the form of an indigent subsidy to subsidise the cost of the services if the owner earns less than R1000 a month.

For this extra subsidy, home owners need to apply at the indigent office & also need to go through this application process every year as the income status of the resident may change.

Please note that these conditions are subject to change at any time.

RDP Houses For Sale

You can find RDP houses for sale in Tembisa, Mamelodi, Cosmo City, Khayelitsha, Atteridgeville, Olievenhoutbosch, Ivory Park and all over South Africa.
Applicants should bear in mind that they will only be able to get one housing subsidy ever & will never be granted another one
RDP house cannot be sold or rented out – they are provided solely for the applicant’s accommodation
Any RDP owner wanting to extend or renovate their house before eight years of ownership will need to obtain permission from their local municipality
Special treatment is given to disabled applicants – the design of the house may also be changed to accommodate the special needs of the person’s disability

Middle Class Income Groups Who Do Not Qualify For RDP Housing

Applying For a Home Loan Is Probably the Only Option For Those Middle Income Groups Who Earn Too Much For a RDP House

For those whose income is too high to be considered for RDP housing will need to apply for a home loan in order to buy or build their own houses.

This however is easier said than done as with the new Credit Act home loans are only granted on affordability once all your usual expenses are taken into account.

So while the interest rates are at all time lows, lending institutions are extremely reluctant to grant home loans to applicants whose earnings are borderline.

Another option is to apply for a personal loan which can be used as a deposit for a small home loan.